Under Obamacare it is illegal in most cases to charge higher insurance costs to those whose bad health outcomes are not “accidental” and are not “beyond their control.” This rewards bad health.
Here’s the bottom line economics lesson for why America has such a collapsing health insurance market: we reward people for not buying insurance and make people who do buy insurance pay for them. Then we reward people who make bad lifestyle decisions and shift the costs to people who make healthy decisions.
Liberals think that people are too dumb to figure this out and they are deadly wrong. The Republican health reform bill better fix all this or their bill will fail as Obamacare has.
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The Trump administration plans to let small businesses bypass the Affordable Care Act’s online marketplace to get health insurance for their employees.
Obamacare was meant to offer better insurance options for small businesses through the Small Business Health Options Program while rewarding companies with tax credits for offering insurance to their employees. But enrollment in SHOP plans fell drastically below expectations. Just 230,000 Americans were insured in the plans as of January, less than one-tenth of the Congressional Budget Office’s estimate of 4 million covered by this year.
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