ObamaCare’s impact on health costs.

“Two new independent studies of health insurance premiums and health care spending indicate both are rising at an accelerated pace, despite President Obama’s 2008 promise to contain those costs and his pledge that his health care legislation would reduce premiums.”

“Nearly 13 million Americans have gotten, or will soon be getting, rebates from their health insurance companies. This is because of a provision in the Affordable Care Act (aka Obamacare) that’s supposed to force insurance companies to run better. But while the idea of getting a check from your health insurance company may sound great, some economists worry this rule could actually make health insurance more expensive.”

“According to CBO, 11-12 million uninsured Americans will be subject to the mandate; the agency expects more than half of them to pay the fine instead of buying insurance. But there’s something that the CBO didn’t say: as more people pay the ‘tax penalty’ instead of buying insurance, premiums for everyone else will go up, potentially triggering a death spiral in the private insurance market.”

“The lobbyists promised that these technologies would make medical administration more efficient and lower medical costs by up to $100 billion annually. Many doctors and health-care administrators are wary of such claims—a wariness based on their own experience. An extensive new study indicates that the caution is justified: The savings turn out to be chimerical.”

“Those who built ObamaCare have historically viewed individually owned health insurance as a dangerous anomaly. By forcing everyone to purchase the bulk of his medical care through health plans with ridiculously extensive coverage of relatively inexpensive routine items, ObamaCare replaces less expensive cash purchase with more expensive purchase via an insurer. This will increase overall health care costs.”

“If there’s one aspect of Switzerland’s healthcare system that Obamacare should’ve borrowed, it’s the decoupling of health insurance from employment. The Swiss are free to pursue whatever line of work best suits their talents and interests — rather than settling for a job simply because of the health benefits. Further, by assigning individuals responsibility for securing their own health insurance, the Swiss system demands that its citizens be cost-conscious.”

“But as the president fights to keep the conservative-leaning state in his column this November, education officials here are complicating his campaign message by citing ‘Obamacare’ as a reason for the rising cost of student health insurance plans on campuses from Asheville to Wilmington.”

“Beginning in 2014, Section 9010 of the Patient Protection and Affordable Care Act will impose a new tax on health insurance providers… All of that said, starting in 2014 your fully insured health insurance premium renewal could have an extra 2% (or more) added on to it, representing the pass-through of this tax to you.”

“The future frightening payoffs of college loans are taking a backseat to the immediate and soaring costs of health insurance students are getting slapped with as they return to school this fall, all thanks to Obamacare. Because of a rule in the Affordable Care Act that lifts caps on policy payoffs, the cheap insurance policies typically healthy students previously got are skyrocketing, some over 1,000 percent.”

“Amid the political bickering, however, many have lost sight of the most important question: Does the aAffordable Care Act’ improve the quality of care and thereby make health care more affordable? The answer, unfortunately, is no. “