Articles on the implementation of ObamaCare.
Health insurance executives went to the White House on Monday and called for changes to ObamaCare that they say are necessary to keep the healthcare exchanges working.
The executives discussed a series of their long-running complaints about ObamaCare including tightening up the rules for extra sign-up periods, shortening grace periods for people who fail to pay their premiums and easing restrictions on setting premiums based on someone’s age.
Insurers say these changes would help shore up their finances. Several large insurers have in recent months announced they are pulling back from ObamaCare, citing financial losses.
. . .
The Chicago Tribune editorial board lays out a succinct explanation of why the Affordable Care Act is failing: The law hasn’t tamed U.S. medical costs, the penalties for going uncovered are low compared to skyrocketing premiums, the law has straitjacketed insurers into providing soup-to-nuts policies, and too many carriers simply can’t cover expenses, let alone turn a profit, in such a rigidly controlled system. Is Obamacare plunging in a so-called insurance death spiral? Is the market so unstable that plans are doomed to get more and more expensive, driving more Americans and more insurers out of the market until Obamacare thuds to the pavement? The next president and Congress need to reckon with Obamacare’s failures or wait for the thud.
. . .
The Cuomo administration late Friday announced emergency regulations that would upend the federal government’s risk adjustment program, a move meant to protect some of the state’s smaller players and keep them from bolting the still nascent small-group market created by the Affordable Care Act.
The move comes the same day as the deadline for health insurance companies to contract with New York State of Health, the state-run exchange that sells insurance to individuals and small groups, and follows threats from several insurers that said they would not sell small group plans in 2017 if changes to the program were not made.
. . .
President Barack Obama and former top Obamacare official Dr. Ezekiel Emanuel are now floating the idea of a public option as an answer to the seemingly inevitable collapse of Obama’s landmark health care legislation.
Obamacare has seen better days: It’s had 16 health care co-ops go kaput, including in New York, some major health care providers are pulling out, and analysts have almost nothing rosy to say about the legislation in both the near and long term. As a result, Obama and his surrogates are scrambling to shore up the sinking ship.
. . .
Two bills cracking down on ObamaCare’s individual mandate are being fast-tracked through the Senate, setting up a potential election-year fight over the healthcare law.
When lawmakers and advocates were pushing to pass the Affordable Care Act, commonly referred to as Obamacare, the list of promises to the American people was long.
The law was supposed to dramatically reduce the number of uninsured, the average family was supposed to save an average of $2,500 in health-insurance premiums per year, and we were going to be able to keep our doctors and insurance plans. But the ACA has failed on these promises.
. . .
A group of Republican senators on Wednesday introduced a bill to exempt people from ObamaCare’s individual mandate if they live in a county with one or no options for coverage.
An Obamacare provision designed to inject a protective extra layer of competition into fledgling insurance markets fell into near-oblivion — and its failure has made Obamacare’s mounting challenges even more acute.
Under the unwieldy name of the Multi-State Plan Program, the federal government was supposed to contract with two private health plans, at least one a nonprofit. Each is required to offer coverage in all 50 states by next year. But it’s fallen short, reaching fewer states than anticipated, and offering plans that mirror options people already have.
. . .
Iowa Insurance Commissioner Nick Gerhart can hardly believe he’s giving some consumers this advice: If you can’t find an affordable, full-fledged health insurance policy, he tells them, maybe you should consider going without one.
The Affordable Care Act started requiring most Americans to have health insurance in 2014. But the law offers an exemption for people who can’t find policies that would cost them less than about 8 percent of their household incomes.
. . .
The Obama administration said Tuesday that it is planning to test out further steps to tighten the rules for ObamaCare sign-up periods that have drawn insurer complaints.
The Centers for Medicare and Medicaid Services (CMS) said that it will launch a pilot program in 2017 to test ways to put in place a “pre-enrollment verification system,” meaning a way to check documentation to make sure enrollees are actually eligible to sign up for ObamaCare through an extra sign-up period.
. . .