“Without President Barack Obama’s health care law, as many as 129 million Americans — half of those under age 65 — could be denied coverage or charged more because of a pre-existing medical condition.
The new estimate by the Health and Human Services Department is more than twice as high as a figure that supporters of the law were using last year.
It just might need an asterisk.
Most of those millions of people are covered by health insurance at work and don’t face any immediate risk of being denied care for their pre-existing medical problems. And as a rule, those who take a new job and sign up in their employer’s health plan are already protected by a 1990s law.”
“The problems of the uninsured, including the ‘free rider’ issue, are best addressed through a judicious combination of positive economic incentives, such as tax credits and vouchers for insurance, creative new mechanisms to facilitate coverage (such as automatic enrollment with a right to refuse coverage), and transparency in personal choice and consequences, such as an upfront signed acknowledgement of financial liability for refusing coverage. This policy encourages the adoption of coverage and individual responsibility while not compromising Americans’ personal freedom and responsibility.”
“The truth is that the issue of preexisting-condition exclusions is yet another example in ObamaCare where Congress focused on a small (though legitimate) problem with the current health system and, rather than enacting a modest and sensible solution, instead used the problem to justify an ideologically motivated, sweeping, and disruptive policy change that creates new and bigger problems than the one Congress claimed to be solving.”
“ObamaCare’s advocates want you to believe that, without their 2,300-page, trillion-dollar extravagance, half of America would lose their health insurance. The reality is that preexisting conditions is a problem affecting a minute fraction of Americans, a problem that could be solved with a simple, one-page bill.”
“On the eve of a House vote to repeal ObamaCare, the Department of Health and Human Services has released a report claiming that if repeal succeeds, ‘1 in 2 non-elderly Americans could be denied coverage or charged more due to a pre-existing condition.’ A few problems with that claim…”
“Calling these rules ‘consumer protections’ implies that the people harmed don’t matter, or one has clairvoyance to know that the benefits outweigh the costs.
ObamaCare supporters should call these supposed consumer protections what they are: regulations that can hurt even more than they help.”
“The current Medicaid program is arguably the worst health insurance plan in the country. It has expanded massively beyond the original intent in 1965 and is now one of the two or three largest budget items for nearly every state. In spite
of massive annual increases in spending, Medicaid chronically experiences budgetbreaking costs. Expanding Medicaid, as the new health care reform law requires,
will only compound these problems.”
“An early feature of the new health-care law that allows people who are already sick to get insurance to cover their medical costs isn’t attracting as many customers as expected. In the meantime, in at least a few states, claims for medical care covered by the “high-risk pools” are proving very costly, and it is an open question whether the $5 billion allotted by Congress to start up the plans will be sufficient.”
“There are a great many things wrong with Obamacare, but the biggest is perhaps one that neither party is paying any attention to: It is one huge entrapment scheme that will turn patients and providers into criminals. The most blatant example of this is in the ‘doc fix’ that Congress passed with major bipartisan support earlier this month, saving doctors from a nearly 23 percent cut in Medicare reimbursement that they would have otherwise faced this year. Congress has been passing this fix every year since 1997, but this time, in an effort to offset its $20 billion price tag, it has included a little twist to squeeze working families called ‘exchange recapture subsidy.’ Under this provision, the government will go after low-wage families to return any excess subsidies they get under the Patient Protection and Affordable Care Act.”
“One of the few programs already active in Obamacare is the Pre-Existing Condition Insurance Program, a temporary measure that provides money for states to establish high-risk health insurance pools for people with pre-existing conditions. Unfortunately, the program’s results so far leave much to be desired.”