The desire for autonomy and work-life balance is driving more workers into freelance roles, but at the same time there are growing incentives for companies to employ workers via contracts rather than hire them full-time. Chief among those incentives is the cost of providing (or not providing) health care to workers under the Affordable Care…

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In the face of losses in the Affordable Care Act marketplace, Blue Cross and Blue Shield of Illinois is looking for new ways to cut spending. Starting June 1, the Chicago-based health insurer will no longer accept credit cards as a form of payment for members who buy their own health insurance on or off…

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UnitedHealthcare’s decision to not offer Affordable Care Act exchange plans next year in “at least 26 of the 34 states where it sold 2016 coverage” may soon be followed by similar announcements from other health care insurers. At least that is one implication that can be drawn from the findings reported in a new paper…

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U.S. health insurer Humana Inc, which plans to be bought by larger Aetna Inc, is considering ending the sale of ObamaCare individual plans in some states in 2017 to stem losses there. Humana’s individual business, which sells plans under President Barack Obama’s Affordable Care Act, has been a drag on results, and the company still…

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The biggest victory for taxpayers in the Obamacare fight so far was the enactment in late 2014 of language prohibiting the Risk Corridor program from being transformed into an open-ended bailout for big insurance companies.  Unfortunately that language is now being sidestepped by a scheme in which the Obama administration invited the big insurance companies…

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While the Affordable Care Act managed to bring basic health insurance to almost everyone in the country — about 90 percent of Americans are covered — for many people it’s not enough. Rising deductibles and copayments can mean people don’t get much benefit from paying monthly premiums. A recent study from the Kaiser Family Foundation…

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Among the most hotly debated of the issues Hillary Clinton and Bernie Sanders have taken on in the Democratic primary contest is how best to get to universal health insurance coverage. The former secretary of state favors incremental steps, and the senator calls for a single-payer system. That debate, and their focus on universal coverage as their goal,…

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Key findings:

  • 15% of Americans say healthcare costs are family’s top financial concern
  • Those without money to live comfortably concerned with immediate living costs
  • About one in 10 Americans say their family faces no financial problems

With the nation’s largest health insurer exiting all but a few Affordable Care Act exchanges next year, some Americans may be left with fewer choices and some might see higher monthly premiums. Experts say that will be the upshot of UnitedHealth Group Inc.’s recent announcement that it will pull out of most of the 34…

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Sound fiscal policy is essential for sound governance. History shows that powerful nations that engage in reckless spending and borrowing eventually fall into periods of decline. It would be disastrous if the United States were to drift into such a slide. What’s needed are fundamental reforms that will change the direction of key programs in ways…

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