Insurance agents are looking at the government’s plans to create insurance exchanges and are worried that they’ll be made obsolete and driven out of business. They are assuming that the fee insurance companies pay to brokers will be considered an administrative cost by new “medical-loss ratio” regulations and that insurance companies will be forced to lower those costs to comply with ObamaCare.

“Just a few months ago, President Obama signed the health-care bill into law amid much fanfare. But we’re hearing a different tune from small-business owners. They’re asking: How much is this going to cost me, how can I opt out, isn’t there any way to stop this from taking effect?”

In addition to the direct costs of ObamaCare’s $500 billion in new taxes, there are also indirect costs from the new tax regulation. Section 9006 of the law puts vast new reporting requirements on businesses, forcing them to dramatically increase their administrative costs as they now have to report nearly every single business relationship.

ObamaCare is paid for with hundreds of billions in new taxes, and once the budget deceptions are revealed it will force new taxes to pay for it all. “The Democrats’ bill is so massive, so far-reaching, and so poorly designed that its implications for the larger economy (and especially for employment, which should now be Washington’s top priority) could be immense—and disastrous.”

Obamacare would offer major financial rewards for couples who live together but avoid marriage — and it’s extreme marginal tax-rates on a marriage’s second income would provide a strong incentive for the lower-earning spouse (most often the woman) to leave the workforce.

Obamacare would condemn more low-skilled workers to the ranks of the unemployed, with part-time workers — disproportionately women — being hit the hardest.

A small-business owner writes that, with 16 full-time employees averaging $40,000 in annual wages, his share of the small-business tax-credit promised under ObamaCare would be … $0. But his business would become eligible for the tax-credit if he starts cutting his employees’ wages or laying them off.

Increased spending from ObamaCare will destroy up to 700,000 jobs over the next 10 years. This result was found using the methodology of a study by the Center for American Progress, pushed by President Obama, Speaker Pelosi, which claimed that hundreds of thousands of jobs would be created “almost immediately” by ObamaCare. The difference in results is because CAP assumed the bill would lower health spending, while this new study is based on the conclusions of both the Congressional Budget Office and Medicare’s chief actuary that the bill will substantially increase national health spending.

A former CBO Director says that ObamaCare would likely raise deficits by $600,000,000,000 more than the CBO projects, could result in 40 million more Americans being shifted from employer-provided to government-provided insurance than the CBO projects, and would impose such high effective marginal tax-rates on those who are shifted onto government-provided insurance that it would be very hard for them to pursue the American Dream of making a better life.

Medical device manufacturers say they would have to lay off workers and curb the research and development of new medical tools as a result of ObamaCare’s 2.3 percent tax on medical devices — a tax which would cost these companies an estimated $20 billion over the next decade.