Most of the 275 million Americans with health benefits probably see the logo on the corner of their insurance card and think that’s who has them covered. But for almost 100 million of them—the majority of Americans who get coverage through work—the true insurer is noted somewhere else: on their business card. It’s called self-insurance, and the Obama administration seems interested in curtailing the practice to shore up the Affordable Care Act’s health-insurance exchanges.
With the end of the Obama administration on the horizon, Republican presidential candidates—and members of Congress—are proposing ways to replace or repair the Affordable Care Act. Undoing the damage of ObamaCare may finally become a realistic possibility.
One of the strangest things about Obamacare is that it is trying to force millions of families to obtain the wrong kind of insurance. When they turn it down, these families often end up with no insurance at all.
As an alternative we propose to allow people to obtain a more limited type of insurance – one that better meets individual and family needs. This insurance would be less costly than ObamaCare insurance; it would pay the vast majority of medical bills the family is likely to incur; and it would at the same time protect the family’s income and assets.
Florida Healthy Kids Corporation is blaming President Obama’s health care law after notifying parents that health insurance premiums will increase for thousands of kids starting next month, jumping from $140 to as high as $284.
Healthy Kids, which offers insurance options where parents can pay full-price or get subsidized coverage depending on eligibility, said the increases will affect the families of nearly 34,749 children in the full-pay program. That’s about 19 percent of the organization’s 178,873 enrollees.
If you thought the debate about Obamacare’s birth control mandate was settled with the Hobby Lobby case, think again.
This fall, nonprofit employers in seven different lawsuits are asking the Supreme Court to hear their cases. One of those cases is Little Sisters of the Poor v. Burwell. In this case, a group of Catholic nuns is simply asking not to be party to providing birth control. It should go without saying; contraception mandates and nuns should not mix.
The last major piece of President Barack Obama’s health care law could raise costs for thrifty consumers as well as large corporations and union members when it takes effect in 2018.
The so-called Cadillac tax was meant to discourage extravagant coverage. Critics say it’s a tax on essentials, not luxuries. It’s getting attention now because employers plan ahead for major costs like health care.
The Patient Protection and Affordable Care Act, better known as Obamacare, may have gone into effect with the flip of the calendar on Jan. 1, 2014, but it remains a work in progress for much of America, which is still acquainting itself with the new health law.
After the University of Missouri was met with significant student backlash for dropping health insurance coverage for graduate students, universities in Georgia, Illinois and Michigan are juggling the same decision, building on a growing concerns from students regarding dwindling benefits.
President Obama’s health care law and related regulations require most employers to provide free contraception coverage to their female workers. But there are exceptions and accommodations for religious groups and their affiliates.
March for Life sued the Department of Health and Human Services and other agencies, arguing that the government had violated equal protection principles by treating it differently from “similarly situated employers.”
According to preliminary data released by the Internal Revenue Service (IRS) in a letter to Congress on July 17, 2015, about 40 percent of households that received subsidies in 2014 are currently at risk of losing their subsidy eligibility because of complications with their 2014 tax returns. To date 1.8 million heads of households have not submitted the appropriate Affordable Care Act (ACA) related tax forms to reconcile the $5.5 billion in subsidies paid on behalf of these households.