Unreasonable Rate Review for Health Insurance

“If you want to get an understanding of how the health reform law works, both in theory and practice, it would be a good idea to take a look at the process called ‘rate review.’ The idea is that health insurance premiums can be restrained by forcing health insurance companies to explain ‘unreasonable’ premium increases to the Department of Health and Human Services (HHS), to the state authorities, and on their web sites.”