- Consumers need relief from the Patient Protection and Affordable Care Act (ACA),
which is not working as Congress intended. Allowing short-term plans to offer 12-month
contract terms and renewal guarantees would provide protection and relief to millions of
consumers struggling with the cost of coverage under the ACA. - Guaranteed-renewable individual-market plans provide coverage for patients with highcost
medical conditions that is equally or more secure than employer-sponsored
coverage.
. . .