While the Affordable Care Act managed to bring basic health insurance to almost everyone in the country — about 90 percent of Americans are covered — for many people it’s not enough.

Rising deductibles and copayments can mean people don’t get much benefit from paying monthly premiums. A recent study from the Kaiser Family Foundation shows deductibles rose about eight times faster than wages in the past 10 years.

“The nature of insurance has been changing over the last decade, to the point where people’s out-of-pocket costs are becoming a real struggle,” said Larry Levitt of the Kaiser Family Foundation. “More people are insured, but in many ways people are not insured enough.”

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