“The landmark health-care law, which survived the threats of repeal and a Supreme Court review, now confronts another hurdle: living up to expectations. As the administration spells out the details, many uninsured will be surprised at how much they will have to pay. It may involve ‘very substantial amounts,’ and ‘there still will be a significant number of people who can’t afford health coverage,’ said Ron Pollack, head of Families USA, a consumer group that backs the law.”