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“If this issue is any indiction, we have a clue as to how Obamacare got so screwed up. Those who drafted and now tout it have a shaky understanding of how markets operate and a built-in preference for top-down management. But it turns out that millions of people making individual health-care decisions are a lot smarter than the bureaucrats who constructed such a massive structure that no one can be expected to understand it and its consequences. Who knew?”

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