But wait, you might say, isn’t there a 2008 law that was supposed to address this? Yes. But, it seems it did not. What about the mental health care parity mandates that went into effect in January 2014, under Obamacare? Well, results there can at best be described as mixed.

The Affordable Care Act has boosted the number of Americans with health insurance coverage but has not resolved the disparate way in which many insurers treat the costs of mental and physical health care, according to an April report released by the National Alliance on Mental Illness. The report found that federal changes (part of the Affordable Care Act) mandating so-called parity between mental and physical health-care benefits do not, in practice, exist for the vast majority of Americans who are insured.