If you like your coverage, you can keep your coverage. That’s the pledge leading members of Congress are making to 6 million Americans at risk of losing their health insurance this year because of Obama administration actions.

At issue is a case before the Supreme Court challenging an IRS rule that allowed health insurance subsidies to be paid through exchanges created by the federal government – the infamous healthcare.gov website.

The Affordable Care Act says at least nine times that subsidies are available to citizens only if their state creates an exchange. In the end, 37 states either declined or failed to do so.

Supporters of the ACA are using scare tactics, saying millions of people would lose their subsidies and likely their health insurance if the court decides the IRS rule is illegal. They say Congress won’t act and states either can’t or won’t set up their own exchanges.

But they ignore commitments by House Speaker John Boehner, R-Ohio, Senate Majority Leader Mitch McConnell, R-Ky., and other congressional leaders to give states another option.

Congress is making plans now to pass legislation after the Supreme Court issues its decision, likely in June. The proposed legislation would create a safety net so people wouldn’t lose their current coverage and also would allow them to use their subsidies to select any policy approved by a state.

Millions of people could escape Obamacare’s onerous mandates and choose more flexible, affordable policies.