ObamaCare includes new mandates which require all insurance companies to provide “free” preventive care, with no co-pays or deductibles. Of course, patients will still be paying for it, but the costs will instead be built into increased insurance premiums to pay for the new requirements. A government board will be deciding what does or does not qualify as preventive. “The rules stipulate that no co-payments can be charged for tests and screenings recommended by the United States Preventive Services Task Force, an independent panel of scientific experts. The rules apply to new health plans that begin coverage after Sept. 23 and to existing health plans that make significant changes after that date. The administration said the requirements could increase premiums by 1.5 percent, on average.”