ObamaCare’s regulations dictating the spending levels of insurance companies may result in them ending their disease management programs, where insurance companies provide free counseling to chronically ill enrollees. “These phone-based programs have sparked debate, with critics claiming there is little evidence that they actually work, and proponents — including many insurance companies — lauding them as precisely the sort of prevention-oriented approach needed to fix the health-care system. That debate has gained new salience because of a key requirement of the sweeping health-care overhaul enacted by Congress this year.”