Under Obamacare it is illegal in most cases to charge higher insurance costs to those whose bad health outcomes are not “accidental” and are not “beyond their control.” This rewards bad health.

Here’s the bottom line economics lesson for why America has such a collapsing health insurance market: we reward people for not buying insurance and make people who do buy insurance pay for them. Then we reward people who make bad lifestyle decisions and shift the costs to people who make healthy decisions.

Liberals think that people are too dumb to figure this out and they are deadly wrong. The Republican health reform bill better fix all this or their bill will fail as Obamacare has.

. . .