Even as the individual mandate is about to be killed off (Congress is poised to reduce its penalty to $0, thereby effectively repealing it), some center-right policy wonks and politicians are trying to give life to a new idea that might be even worse—”auto-enrollment.”
Here’s how it would work: If an American citizen were made eligible for a tax credit for health insurance, but chose not to use it, the government could then “auto-enroll” that citizen in a health insurance policy of the government’s choosing. It would use the “tax credit” to pay for it. This is a terrible idea on its face, but here are five specific reasons why it is so:
1. It is paternalistic.
2. It would be a free-for-all for cronyism.
3. It would be very expensive.
4. It would feature federal spending that’s masquerading as tax cuts.
5. It would raise premiums.
. . .
