• Consumers need relief from the Patient Protection and Affordable Care Act (ACA),
  which is not working as Congress intended. Allowing short-term plans to offer 12-month
  contract terms and renewal guarantees would provide protection and relief to millions of
  consumers struggling with the cost of coverage under the ACA.
• Guaranteed-renewable individual-market plans provide coverage for patients with highcost
  medical conditions that is equally or more secure than employer-sponsored
  coverage.

. . .