Policymakers should provide consumers more freedom to choose the insurance coverage that is best for their families. A useful first step: rescinding an Obama Administration–imposed federal rule that improperly limits the sale and renewal of short-term limited-duration (STLD) health insurance policies. While this will afford consumers some relief, Congress should go further by supporting Trump Administration efforts to provide access to more affordable insurance by replacing Obamacare with a solution that returns resources and flexibility to the states. Taken together, these steps provide policymakers concrete options that would do much to help consumers find affordable alternatives to Obamacare policies.
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