The Republican House health-insurance reform bill would replace Obamacare with a more consumer-driven system. Rather than having many provisions take effect in 2020, Congress should pass it soon and make it effective next year. But it is getting attacked from both the right and the left. What’s missing from the news coverage is improvements in the new bill. Here are six:

1. No employer mandate.

2. Refundable tax credits to buy health insurance.

3. Expansion of HSAs and FSAs.

4. Move Medicaid patients to regular coverage.

5. Lower costs for the young.

6. Incentives to keep coverage.

. . .