More than 220,000 Oregonians who buy their own health insurance are poised to pay higher premiums next year — some of them a lot higher.

State regulators on Thursday announced rates for people who aren’t covered by their employers or government programs. And the news is not good.

While some insurers proposed rates similar to or better than this year’s, officials are ordering them to be raised — saying they need to close a sizable gap between what insurers have collected and what they spend on claims.