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Many people who get their health insurance through companies with more than 100 full-time employees can expect rate increases of about 15 to 20 percent next year.

Rates vary from company to company with some receiving no increase, some seeing rates drop, and some receiving increases of more than 30 percent.

Some employees may also pay more for out-of-pocket expenses in the form of higher deductibles, copays and coinsurance.

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